Here are the details on the rates and fees of. Secondary coverage on eligible rental vehicles with the option to purchase Premium Protection for 1 low fee that covers the entire rental period. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Rewards rate: Unlimited 1. Select the Card below to read the full terms and conditions for Return Protection related to that Card. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. The Platinum Card® from American Express. PERSONAL SAVINGS. Plum may get the metal card treatment due to being in the same AF tier, but I wouldn't count on it. The two cards have similar earning structures. See Rates & Fees , Terms Apply. Annual Fees and Adding Authorized Users. Delta Platinum Card [Detailed Comparison] Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. Application link: Amex Platinum with a 80,000-point welcome bonus. Use Pay with Miles to reduce the cost of Delta. Cardholders can choose to. Find Your Minimum Spending Requirement. *. If you prefer talking to someone, report your claim by calling 800. The Amex Platinum consistently has one of the most valuable welcome offers out there. The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. While the Venture X may offer more earning opportunities, keep in mind that TPG values Amex Membership Rewards at 2 cents each while Capital One miles are valued at a lower 1. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. Similar to the Equinox credits, make sure you enroll so this benefit is active. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. MORE LIKE THIS Travel Travel Rewards Credit Cards. Benefits. Oh, and both come with worthwhile bonuses. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. It is a Charge card, like the Gold or Green or Platinum. The representative APR is 704. American Express® Platinum Card . $0 Annual Card Fee. 2. Bonus value*. OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. And that makes it the clear winner when it comes to lounge access. Welcome bonus. Both cards have the usual generous American Express sign-up bonuses: The Amex Platinum Cashback card pays you 5% back on your spending in the first three months, to a maximum spend of £2,500 (so capped at £125 back). The discount shows up as a. Use Uber Cash‡ earned on your work lunch toward Saturday night take-out. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Earning rewards with the Blue Business Cash vs. AmEx Platinum vs. 9. See terms and conditions. Additional Details. 7. $695. We're comparing the Amex Business Gold card to the Amex Plum card toward help you determine which card is best for your company operation. Rates and fees. You’ll be asked to pay $250 per year to keep your card. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. If you invest/bank with Schwab you can receive a partial refund of the annual fee. Since the Plum Card is a charge card and not a credit card, it doesn’t come with an interest rate at all. You have to pay your balance within 10 days of your statement closing date. 07/17 used $850 on electronics. The Plum Card ® from American Express. American Express Gold Card. While this card comes with undeniably generous benefits, including airport lounge access and travel perks, it also charges a steep annual fee of £650. Personal Savings. The Platinum Card. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. View All Prepaid & Gift Cards; United States Change Country. Both cards have an annual fee, but the Amex fee is higher at $695, with one proviso. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to. American Express offers many credit cards with airport lounge access. I opened it in 2009 when I incorporated my business. The Delta Reserve card opens far more lounge doors than the Delta Platinum does. S. Delta has severely nerfed the value of their skymiles over the past years so it’s better to have the Amex platinum card and have flexibility over where your points go than to be limited to delta’s price fixed skymiles. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. Cost includes $12. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. Pay It Plan It — Pay It Plan It is really 2 payment options. Card details Capital One Venture Amex Platinum Chase Sapphire Preferred; Annual fee: $95: $695 (see rates & fees) $95: Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening or 50,000 miles if you spend $3,000 on purchases in the first 3 monthsEligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. Just want to add to that, most credit cards minimum due is about 1%-2% of total balance, but with plan it, 24 months plan requires 4% to be paid every. In comparison, The Business Platinum Card® from American Express is loaded with perks, and each benefit (however valuable it may be) requires a bit of. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. In 2021, the Amex Platinum Card began offering cardmembers statement credits toward Walmart+ membership of up to $155 per year (subject to auto-renewal), essentially knocking the out-of-pocket cost for the service down to nothing for most folks. This fee might be a drawback for potential users who do not spend a significant amount monthly. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. Why is the Platinum card half plastic? I just noticed that my $695 a year Platinum card is half plastic. Platinum: Platinum Takes the Prize for Perks. ‡ and earn 2 miles per dollar at U. For these reasons, we value Amex points at around 2. The Platinum Card’s welcome bonus is: Earn 80,000. Most of the information you need to complete an American Express business card application is straightforward. Winner: Amex Business Platinum. 3% Cash Back at U. Authorized User Fee. If you already have an Amex credit card, it will be a soft pull, which is a good thing. An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. With a steep annual fee and the limited. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Banking Banking. Business Platinum. Enjoy 1 year of complimentary access to Hole19’s premium4 features. The Gold Express Card comes with a welcome bonus of up to 60,000 Membership Rewards Points: cardholders that spend $1,000 or more in a month will receive 5,000 points. com The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. 50% cash back rewards on any balance amount paid within 10 days of the statement closing date and the ability to carry a balance for 60 days interest-free when you pay the Minimum Due by the Payment Due date. a on purchases for 6 months. Use your Business or Corporate Card to send virtual payments to vendors who accept American Express® Cards. 5% for paying early or you can get up to 60 days interest-free (on new balances) when you make the minimum payment. You’ll also earn 1x points for each dollar you spend on eligible purchases. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. Consider you have twice the time to spend less than half the amount of money for the bonus points. $155 Walmart+ Credit: Cover the cost of a $12. Next month your limit will be between $10-30k. None. American Express ® Business Gold Card. Credit Intel – Financial Education Center. In 2011, they put a spending limit on my account of $1500. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. Some applicants won't be eligible for this. *Welcome offer value is determined using TPG valuations and is not provided by or reviewed by the issuer. While the Amex Platinum card offers more than $2,000 in statement credits and the Citi Prestige card only $350 in credits, you must use actually utilize the credits to maximize the stronger Amex Platinum card benefits. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. com to select the best Business Credit Card Products for your needs. Sign the back of the card, and you’re ready to start using it. 1. Spend $5k, pay it off, rinse and repeat. 1 NerdWallet rating The bottom line: This card makes sense for businesses that need wiggle room on their accounts payable. The Plum Card from American Express, on the other hand, has a unique “rewards” structure. But these major benefits come with an. Refer A Friend. 00 purchase. American Express Plum Card: Pricing information including interest rates, benefits and fees was obtained on July 7, 2023 from published websites and is believed to be accurate, but not guaranteed. Amex allows you to link a bank account to pay your statement balance. It earns 1 point per dollar spent on all other purchases. I paid my first statement in full, just got my second and about to pay in full as well. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. Based on identical spending inputs, you’ll earn cashback per year with American Express Plum Card and $464. The first is to head to AmEx’s online site and start your claim. Interest rate: Pay Over Time. The Plum Card from American Express, on the other hand, has a unique “rewards” structure. The American Express® Gold Card has a $250 annual fee. 1. 8. The Plum Card® from American Express – Flexible repayment options; The Business Platinum Card from American Express. Learn more about the benefits Card Membership can provide. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. On American Express's Website 5X Reward Rate Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and. The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. First checked bag free on Delta Flights‡. The Scotiabank Platinum American Express card also has the lowest APR and annual fee of all the Platinum American Express cards available at 9. In 2023, American Express increased the fee for authorized users of The Platinum Card® from American Express to $195 per person (terms apply, see rates & fees ). Amex Platinum card — Ultra-premium. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. Business Platinum to see which makes the most sense for your wallet. Winner: The Platinum Card. 99% (see rates and fees) with the Pay-Over-Time feature. 3X miles on Delta and hotel purchases; 1. We're comparing who Amex Business Yellow card to the Amex Plum card toward help her specify which map is best for your employment mode. Cardholders can also cancel an account by mail. The Platinum Card annual fee. S. Here are the cards that include this protection when you use them to pay for your items: American Express® Business Gold Card. 6 cents each. Enrollment required. First checked bag free on Delta Flights ‡. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. Based on TPG's valuation of Membership Rewards points at 2 cents each, this welcome bonus is worth $1,600. Plus, use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits. None. Terms apply. Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus. Rates & Fees. OR (2) the entire new balance of the billing statement. Earn 5X Membership Rewards® Points for flights booked directly with airlines. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? 4. MARTIN DIMITROV/GETTY IMAGES. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. If you’re looking for a hotel-specific credit card, then the Hilton Honors American Express Aspire Card is one of the best out there when it comes. of the past due amount, whichever is greater. The best charge card is The Plum Card® from American Express because of its many rewards and perks. Welcome bonus. The U. Unfortunately, the additional Platinum card user annual fee will skyrocket from 3 cards. A $39 late. Delta Travel Benefits. 95, depending on the location and level of coverage selected. Like, Comment, and Share my videos!🔔 SUBSCRIBE HERE 🔔 👇 Watch My Other Videos Here 👇 👇★ The Alliant Visa Signature. Annual Fee. Earn 80,000 points after spending $8,000 on purchases in the first 6 months. Credit Cards. Credit Cards. The Black Card has a hefty $10,000 initiation fee, a. com database is $181. Last updated on August 21, 2020. While both share some similarities, there are notable contrasts that cater to distinct financial preferences. Before we examine the details of our featured cards, take a look at this overview of the highlights of the Delta Platinum card and the Delta Gold card: Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. However, some TPG readers have been targeted for even better offers: up to 125,000 points on the personal Amex Platinum. Legal business name. or . Accept Amex Cards. So, let's look at who should — and shouldn't — hold the Amex Business Platinum. For New York state residents, there is a maximum of $10,000 aggregate for all covered persons per covered trip. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. Charges. Some American Express cards, like the Platinum Card, come with a Plan It alternative. Enrollment required. Now, you can earn 120,000 bonus points after you spend $15,000 on your card within the first 3 months of account opening. 5% with a schwab platinum, and no annual fee. Delta Platinum card members and additional card users can receive access to Sky Club lounges when traveling on a same-day Delta or partner airline flight. The Amex. 5% . 95 plus applicable local sales tax. The Capital One Venture X Rewards card debuted in late 2021 with excellent travel perks and an annual fee of $395 — the lowest of any card on this list. Plus Up Benefits are excluded. While every cardholder has their reasons for considering a downgrade, the Amex. Unlike a traditional credit card, your Card has no preset spending limit, a unique feature that gives you flexible spending capacity. Both The Platinum Card® from American Express and the Delta SkyMiles® Reserve American Express Card offer welcome bonuses for new cardmembers. And Amex's network of Centurion Lounges is among the most exclusive in Amex's Global Lounge Collection. Select the Card below to read the full Policy for Extended Warranty related to that Card. Bonus Points. Compare American Express Plum Card vs American Express Platinum and see which is better. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. Apply Now. While the value of the card’s ongoing rewards is up for debate, the Amex Business Platinum card’s latest introductory offer should grab your attention. The Platinum Card® from American Express comes with a $695 annual fee. Activate Your Amex Platinum Card. *. Make Purchases Online. Visa Winner: American Express. This coverage is in excess of coverage provided by the common carrier. Earlier this year, however, American. The Minimum Payment is the lesser of (1) or (2), calculated as follows: 1) the total of: (a) any previously billed minimum payment that remains unpaid on the Closing Date. com vs Americanexpress. 99% to 24. 5%; August 1, 2025 – 5%. I think only green, gold and platinum are traditional charge cards, murf633. $0. To Report Lost or Stolen Card, Fraud, or Dispute a Charge: 800-528-4800. You have nothing to lose by applying. 07/18 - denied when I tried pay a licensing fee $160. On the surface, the personal card's terms might seem better. Credit Cards; Business Credit Cards;Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year. The Amex Platinum, Amex Business Platinum and Amex Green each offer up to $189 per calendar year in statement credits that can be used with Clear Plus. This is concerning to Amex, especially if the income you reported isn't close to $1 million. 99% on purchases and cash advances, along with a $399. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. 99% – 29. The Business Platinum Card® from American Express (up to $200 airline fee credit) The Platinum Card® from American Express (up to $200 airline fee credit) Daily Newsletter. The Amex Platinum card comes with a long list of premium travel and shopping. American Express offers an array of credit cards to consumers with varied benefits, including travel and cash-back rewards on select cards, access to Amex Offers and other valuable protections and. Delta Reserve Card vs. Amex Plum gives a discount of 1. Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your. To downgrade the Amex Gold card, call American Express customer service at (800) 528-4800, and ask to downgrade your Amex Gold card to the American Express® Green Card. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Annual fee: $295 ($375 if application is received on or after 2/1/24). Here's a look at the three different flavors of the Amex Platinum that I'll focus on today. $39 . Return Protection¹. The Business Platinum Card ® from American Express. The Platinum Card from American Express might be the better option for traveling in style, but the Chase. *. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. Start Accepting Amex. The U. supermarkets on up to $6,000 per year in purchases, then 1%. Rates & Fees. 250k = $100 and 1m = $200. S. American Express® Gold Card: Best for foodies and earning on food and grocery purchases. Benefit renews annually. If you fly Delta, you’ll also receive complimentary access to Delta Sky. There are only a couple of niche instances where Citi might offer better redemption value overall. Amex Plum Card [2023] - The Plum Card® From American Express Review for 2023Browse all Cards ( 6) American Express® Platinum Card. American Express Plum Card is a business and cash back charge card. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. If you do not pay for two billing periods in a row, the fee is the greater of. Learn more about how they differ and how to determine which is. $75. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Corporate Programs. See the pros and cons of American Express The Plum Card vs American Express Business Platinum Delta SkyMiles based on no annual fee, sign up bonus, perks, interest rates, and more. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. 99% p. Rewards: Earn 2% on gas and groceries and 1. 5% on balances paid before the due date. $2,000. or . You can add an authorized user to your Amex Platinum card for $195. View your reward points, set up alerts and manage your account on the go with the Amex App. 2. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? Wherewith does which coveted American Expedited Black Card—the choice of the elite—compare to this Amex Platinium Card? Investing. Best for airline-specific perks. 60,000-point welcome bonus after spending $6,000 in the first 6 months of card membership. Not only does it free you from foreign transaction fees, but this card also gives you a 1. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Plum is kind of a special card and I'm sure Amex likes to see some history. Learn More. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. Amex Business Gold Card vs. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Intro offer: Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership, worth about $400. Amex Business Platinum benefits. So whether you love (or don't love) the $200 annual airline fee credit , the up to $200 in annual Uber Cash , and up to $100 in annual Saks Fifth Avenue credits , they'll be sticking around. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. Amex Platinum vs. This means the amount you can spend adapts based on factors such as your purchase, payment, and credit history. So, if you have two additional users, you’ll pay a $700 annual fee, which takes it to pretty much the same level as the Amex Platinum. The Early Pay Discount allows you to earn unlimited 1. If you’re ever unsure if a large purchase will be approved, just use the Check Spending Power. S. 60,000 bonus points (worth $900 in award travel): Chase Sapphire Reserve®. For example, my Amex Gold card carries an 18. 5X miles on purchases over. The Platinum Card® from American Express. There is some confusion about whether they are made of Platinum because of their elegant presentation. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. 04% difference. And it's half the price of the Delta SkyMiles® Reserve American Express Card, with a. 5% currency back otherwise pay up to 60 days later less coming interest (or winning cash back). Delta SkyMiles® Platinum Business American Express Card. See Rates & Fees , Terms Apply. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. There is also a difference in costs when you add authorized users. This is important for American Express cardholders, given that the Platinum Card® from American Express card is currently offering 100,000 Membership Rewards points for new cardholders who spend. All the color ones with pay over time are charge cards. American Express® Business Gold Card. So, these two premium cards are not only great for travel, but they are also useful for everyday spending. ISABELLE RAPHAEL/THE POINTS GUY Overview of Amex Platinum authorized users. Rewards Rate. Pay your bills from one easy interface. Delta SkyMiles ® Platinum American Express Card. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. Blue Cash Everyday® Card from American Express - best for cash-back beginners. ”. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. 1 Based on the Feb 2023 Nilson Report. Card Members must pay in full all charges not included in a Pay Over Time balance. Based on TPG's valuations, 5 Membership Rewards points per dollar equals a return of 10%. Amex’s fantastic Membership Rewards program coupled with a long list of benefits has long meant that the high annual fee could easily be eclipsed by the value you would get out of the card. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to $500,000 on these purchases per calendar year). Card Type CHARGE CARD CREDIT CARD Annual Cardmembership fee £575 £575 Annual Supplementary Cardmembership fee One complimentary Platinum and up to four Gold or Green then: • £285 or f Platinum • £170 for Green or Gold One complimentary Platinum then: • £285 or f Platinum Functionality Charge – This Card has no pre-set. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. 5% off the amount of any bill payment made within 10 days of your monthly due date. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. View All Prepaid & Gift Cards; Banking. Amex Gold card — Premium. In 2011, they put a spending limit on my account of $1500. Our blog covers everything — from Coast guides to product updates to industry insights. Learn More. If. S. 5% . Enjoy an introductory interest rate of just 2. Delta SkyMiles Reserve. $250 Transaction Fees Foreign Transaction. Your Platinum Card now comes in a new, sleek design made of stainless steel giving you a differentiated look. Prices range from $12. This coverage is in excess of coverage provided by the common carrier. Second user: no monthly fee for first 6 months, then $15 per month Additional users: $15 per user per month. Verdict: Once the $200 travel credit is taken into account, the Platinum Card’s price point is more favourable. $250 Transaction Fees Foreign Transaction. Sure, the Gold still isn’t. The Platinum Card® from American Express is most definitely the latter. Activate Your Amex Platinum Card. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). Find Your Minimum Spending Requirement. The card details on this page have not been reviewed or provided by the card issuer. This feature lets you split large purchases into monthly payments by paying a fixed fee and no interest charges. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. The Gold Card’s current. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. You can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of. That's nearly three times the. Learn More. If you credit is rock solid and you have high limits go for it. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. Key facts: £650 annual fee. Why It’s One of the Most Exclusive Credit Cards: The most exclusive credit card is the Centurion Card from American Express, otherwise known as the Amex Black Card. Both cards offer a variety of statement credits and perks to help offset their yearly fees. I spend roughly 50K-70K a month on expenses and I rarely travel as I don’t like to fly lol. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. 9. Delta SkyMiles® Platinum Business American Express Card. Car Rental Loss and Damage Insurance. 8. Update: Used Plum card on 07/15 and spent $499. Earn a $100 Delta Flight Credit towards future travel after you spend $10K on your Card in purchases during a calendar year ‡. AMEX Business Platinum VS AMEX Business Plum. 5X miles on purchases over. The Capital One Venture X Rewards card debuted in late 2021 with excellent travel perks and an annual fee of $395 — the lowest of any card on this list. Customer service of American Express vs. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. This card comes with a free year-long subscription to all of WeWork’s coworking space in its network of 720+ locations across 120+ cities in the Americas, Asia, Europe, Africa, the Middle East, and Australia. $695. The Low Rate Credit Card from American Express®. Rewards and discounts.